CNBC’s Sharon Epperson joins TODAY with key words to know and understand when it comes to credit cards, paying for items over time and opening a savings account.

For the first time, the total amount of credit card debt in the United States has topped $1 trillion. Experts say the high prices have caused many to rely on the cards to make ends meet, and the Fed’s interest hikes have pushed average rates above a record 20%.

It’s that time of the year again: People has named its Sexiest Man Alive, and Patrick Dempsey’s time has come.

Learn more about what happened in key elections races across the U.S., including big elections in Virginia, Kentucky, Ohio and Mississippi.

Virginia rejected the GOP’s bid for full control of state government, keeping Democrats in the state legislature as a counterweight to GOP Gov. Glenn Youngkin.

Two Democrats will battle in a runoff to be the next mayor of the Houston, NBC News projects.

Former CIA agent Brian Jeffrey Raymond pleaded guilty to drugging and sexually abusing at least two dozen women in multiple countries, federal prosecutors said.

Ohio voters have added the right to abortion care to the state’s constitution, NBC News projects — another big political victory for abortion-rights advocates.

Democratic Gov. Andy Beshear of Kentucky won re-election, defying the usual political leanings of the red state, NBC News projects.

Democrat Gabe Amo won a special House election in Rhode Island Tuesday, NBC News projects, becoming the first person of color elected to Congress there.